You may also wish to ask them about private flood insurance alternatives. To best learn how this new rating program may affect you, please contact your insurance agent or visit. This new methodology is called Risk Rating 2.0. Also note, that as of October 1, 2021, FEMA has changed its rating methodology for flood insurance. While all residents and business owners are encouraged to purchase flood insurance, property owners who have a federally-backed mortgage and are currently in a high-risk flood zone (flood zones beginning with “A” or “V”) are required to have flood insurance by their lender. To view the effective flood zone for a property or area, visit Hillsborough County’s Flood Zone Comparison Viewer. Allow community planners, local officials, engineers, builders, and others to make important determinations about where and how new structures and developments should be built.Please contact the Floodplain Manager with comments or questions at 727.391.9951 x255. For more information regarding flood insurance and technical assistance, please visit Pinellas County's flood insurance website. Help residents and business owners make more informed decisions about protecting their property and financial stability. Take a look at the links below to find a wealth of information on flood insurance, flood protection and storm preparation.Provide property owners in coastal areas of Hillsborough County with up-to-date, reliable, Internet-accessible information about their risk of storm surge-driven coastal flooding.Updated coastal flood maps mean a more accurate understanding of Hillsborough County’s flood risk, which will: Through the entire mapping process, Hillsborough County has held public meetings, presented stakeholder workshops, mailed out notices, held a 90-day public comment period, and provided updates through the media and social media. These updated flood maps (known as Flood Insurance Rate Maps) replaced maps based on obsolete data and technology more than 30 years old as the 2008 countywide flood map update did not include an updated analysis of the coastal flood risk and did not reflect new development or changes in shoreline. On October 7, 2021, changes to the Hillsborough County coastal flood maps, based on FEMA's multi-year assessment, took effect. Hillsborough County has been part of a multi-year process led by the Federal Emergency Management Agency (FEMA) to update coastal flood maps across the U.S. The Pinellas maps are the result of a coastal flood risk study started in 2012 and under review since 2018. That includes factors like flood frequency, flood types and the cost to rebuild. Changes Became Effective on Thursday, October 7, 2021 FEMA says the new national pricing approach is trying to make insurance rates more equitable by incorporating more variables into its calculations. For more information regarding Elevation Certificates or the City Substantial Improvement regulations, please contact the Planning & Redevelopment Department at (813) 749-1123 or search map by address. The City of Oldsmar provides copies of Elevation Certificates. This rule means that if your house is in a flood zone and is damaged and/or improved to an amount greater than 50% of its market value, it will have to be raised to meet the current elevation requirement. If the Certificates shows that your house is lower than the required elevation, then the so-called "50% rule" would apply to your house. These Certificates are required for all new construction, as well as for construction projects that involve making substantial improvements to a structure.Īn Elevation Certificate is an important document that everyone homeowner should have, and in case of a disaster, would demonstrate to City authorities that your house is at or above the required elevation. Please note that creating presentations is not supported in Internet Explorer versions 6, 7. Once you have determined that your house lies in a flood zone, an Elevation Certificate can then tell you how high your house was built in relation to that flood zone.
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